Here is a recent Q & A from youngmoney.com. It concerns a young lady whose credit card debt is way beyond what she is able to pay. Good advice is given, even though it is almost too late for her to save her credit report from 7 years of negative information. Check it out:
http://www.youngmoney.com/credit_debt/my-daughter-ran-up-8900-in-credit-card-bills/
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